Insurance

Insurance may be an important part of a well-designed plan:  as a way to offset specific risks such as premature death and disability, and it is often a crucial component to proper estate planning and tax minimization.

While we are a licensed insurance agent, we always consult with unaffiliated experts when considering the use of insurance in your plan.  We do not market insurance routinely — suggesting it only when it becomes clear that it may a way to improve your plan from a standpoint of risk mitigation, tax mitigation, or both.